Saturday, October 20, 2012

Family budget 2012 - $81 K – above the budget $65K





Our 2012 family budget per category: 

House rent
Bills
Nursery
Car insurance
Miscell
Drugs
Medical insur.
Food
Kids
Gas
Clothes
Joy
Home
Mobile
Alcohol
Total

24,900
8,300
4,200
3,800
1,300
500
1,200
12,000
4,700
1,300
600
13,600
3,400
300
1,200
81,300
2012
2,075
695
350
317
108
42
100
1,000
392
108
50
1,133
283
25
100
6,775
Monthly
31
10
5
5
2
1
1
15
6
2
1
17
4
0
1
100%
100%
 


 Percentage wise among the categories our family budget for 2012:
 Bills

Last year we consumed:


Paid Total $
Per Unit $
Electricity (kWh)
2371
620
0.26
Natural gas  ft3 (m3)
75,300 (~2033)
2390
0.031 (1.00)

By the sounds of it I need to look closer at my utilities company shares, as the end consumer prices are almost three times higher for what Gazprom sells it in continental Europe.  The expenditures are next to nothing – only distribution network and sales department.

In overall the year was rather expensive, while I feel that we maintained almost the same lifestyle, apart from the trip to an exotic destination.

In the next post I will try to compare our 2012 family budget with the four previous years.