One of the most recent challenges i have is strong sense that i do not have time for anything, but even when i stand still it still running at ever increasing speed.
I think that the main contributing factor is number of responsibilities, non-value added things i involved in. It does clutter the life and takes away precisions moments when you could simply sit and dream.
An analogue with personal finance is buying thing you can afford but do not need. Over the period of time their number grows and you do need to replace them. It eats up and limit the potential savings you could make.
Positive moment that i am so stressed about lack of time that i can work almost anywhere, when i have a moment to myself.
On the other hand (to be brutally honest) i feel like i have not made any measurable progress in educating myself towards financial independence. The savings have been made do not count, as i always been pretty careful (scared do not have money). Yet again i spent perhaps 2000 hours blogging, reading and commenting on the posts. It gave me a unique insight into personal finances but sometimes i wish i spent that time reading books and learned fundamentals about modern economy.
What i understood that for the most of the people financial independence is a challenge and life long process with no silver bullet. Some of us on a higher salary or (and) with no kids achieve better results but with the real returns of 3-5% on the investment one cannot expect an early exit.