- Accumulate at least $48,000 (This is $40,000 in 2010 money) or $4,000 a month for investments during 2015, beginning 2016. – Complete. This has been done, $4,000 a month like a clock work.
- Portfolio should be able to generate $9,000 a year after taxes in the money of the day (In 2014 it was $7,500). Stretched target – $10,000. NO. Actual dividends were $6,000 after taxes, which less to the previous year. Two main reasons:
#1 I am sitting on a pile of cash, not investing them, i.e. not translating them into dividends (~ $100 K).
#2 USD is stronger, so the companies with operations outside US struggling to deliver performance.
Dividends for 2015:
S&P 500 Index fund ~ 740 USD after taxes or 1.7%
Emerging markets fund ~ 500 USD after taxes or 3.5%
Rosneft ~ 250 USD after taxes or 3.3%
Gazprom ~ 4,500 USD after taxes or 4%
Average dividends 3% after taxes.