Monday, July 27, 2015

July 2015 update ($290,313 -$ 25,350 or -8%)



Accumulated $4,000 USD as part of my annual saving goal for July
Vanguard S&P500quaterly dividends 186 USD or 1,7% annual rate
Vanguard Emerging market dividends 99 USD or 2,6% annual rate
 Grand total additions: US$ 4,285 USD

Vanguard Emerging markets ETF lost 1,465 USD
Company shares lost 1,300 USD
Rosneft shares lost 1,750 USD
Gazprom shares lost 20,670 USD
Vanguard S&P500 lost 370 USD
Precious metals lost 990 USD
EUR lost to USD 1,940 USD
GBP lost to USD 1,150 USD
  Grand total losses:  US$ 29,635

Financial Independence - July 2015 update - http://www.niterainbow.com

Observations:
Next month should be better as I will get my annual dividends for Rosneft and Gazprom – combined just under 3,000 USD after taxes. On in all investor should me bracing themselves for low annual growth and dividends 1.5-3% a year. Some companies could deliver more but this would be too much exposure to overall portfolio.
It is a bumpy ride but currently I am not intensely stressed about it. Portfolio will generate about ~ 7,000 USD in dividends and will hardly meet any my needs in the short term.   It is increasingly looks like that I need to focus on financial independence at 65 like majority of the folks.

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