Non-inflation
adjusted table of our family finance for the last 6 years:

Observations:
-
Education
expenditure is up by ~$10,000. Expect to
remain stable next year.
-
Car
insurance remained almost the same. However additional cost was two set of
tyres (winter –summer) and annual service.
-
Miscellaneous
expenditure was up due to the administration expenses (~$4,000).
-
Medical
bills are up (additional dentist cost ~$2,700).
-
Bills
are up (electricity and heating are up, etc).
-
Home,
after extended period of time we started renewing some of the furniture – bed,
carpets. Additional electronics cost us ~ $3,200.
-
Joy
– $4,000 extra in comparison with last year. Two separate week breaks cost us
$9,600 this year, which is $,2700 more than last year on the holidays. Another
$1,300 increase came from random miscellaneous expenses.