Period 2009 -2010 August.
While I am still going to prepare what and how we did in the above mentioned period, just to track expenditure and spending habits. I am going to shift the focus from what we are doing towards my goal to financial independence. However, I started accumulating the content and did some basic analysis back in 2008.
Last year I invested all available resources into couple of properties in the apartment blocks that are currently being built. Despite the fact that we paid 100% upfront in Russia it is a high risk investment, as there is not any guarantees or protection. The reason for such step is not gaining any advantage, or additional rental income but to have some security against uncertainty. Typically it takes 5-7 years in Russia from time money are invested, till you have keys.
As an example - the apartment I bought is being erected with original deadline in 2007. I invested my money in 2010 with verbal promises that it will be finished at the end of 2010 and all utilities connected and paperwork completed in 2011. In contract itself there is no any guarantees whatsoever. This is reality in Russia, the building company is among several behemoths with connections to the very top. Then again the apartments are bought as non-investment, for living. In other words it was not procrastination of any kind, just diverting of my money elsewhere.
My A to B
Where I am now: