Wednesday, May 31, 2017

May 2017 update ($429,446 +$11,446 or +3%)



Emerging Markets Stock Index Fund is up  by 1.6% or $1,764
Eurozone Stock Index Fund is up by 1.7% or $1,934
US 500 Stock Index Fund is up by 1.3% or $1,342
Global Small Cap Index is up by 0.3 or $301
EUR is up to USD by 3% or $6,102
Grand total additions:  $11,446

Wednesday, May 3, 2017

Financial independence portfolio performance review



I think that benchmarking, when used in the right context is a representative reflection of affairs, especially in finance where it is numbers game. I analyzed my portfolio performance and investment choices made.

These are better presented in a table (all sum of money is in thousands):

2012
2013
2014
2015
2016
2017
Cumulative
21
140
202
215
303
303
Inflation adjusted
22
146
217
236
337
347
S&P500
23
173
265
280
412
440
Yearend value
20.7
141
169
167
316
304

Cumulative:              The invested money added up together.
Inflation adjusted:   The invested money adjusted for the inflation and added up together (as if I would have invested in Treasury Inflation Protected Securities aka TIPS).
S&P500:                     If I would invest money in S&P500 (commissions are not included).
Yearend value:          Value of my portfolio at the end of the year (including received dividends).

Here is the same information presented on a chart and “how and  why” this happened and what to do next.