May 2017 update ($429,446 +$11,446 or +3%)

↑ Emerging Markets Stock Index Fund is up  by 1.6% or $1,764

↑ Eurozone Stock Index Fund is up by 1.7% or $1,934

↑ US 500 Stock Index Fund is up by 1.3% or $1,342

↑ Global Small Cap Index is up by 0.3 or $301

↑ EUR is up to USD by 3% or $6,102

Grand total additions:  $11,446

Financial independence portfolio performance review

I think that benchmarking, when used in the right context is a representative reflection of affairs, especially in finance where it is numbers game. I analyzed my portfolio performance and investment choices made.

These are better presented in a table (all sum of money is in thousands):

	2012	2013	2014	2015	2016	2017
Cumulative	21	140	202	215	303	303
Inflation adjusted	22	146	217	236	337	347
S&P500	23	173	265	280	412	440
Yearend value	20.7	141	169	167	316	304

Cumulative:              The invested money added up together.

Inflation adjusted:   The invested money adjusted for the inflation and added up together (as if I would have invested in Treasury Inflation Protected Securities aka TIPS).

S&P500:                     If I would invest money in S&P500 (commissions are not included).

Yearend value:          Value of my portfolio at the end of the year (including received dividends).

Here is the same information presented on a chart and “how and  why” this happened and what to do next.