Wednesday, November 13, 2024

October 2024 update ($998,409 -$26,147 or -2.6%)

 Growth fund is up by $1,075 or +1.3%
Total gains: $1,075
 
Emerging Markets Stock Index Fund is down by $1,698 or -1.1%
Eurozone Stock Index Fund is down by $5,995 or -3.3%
US 500 Stock Index Fund is down by $4,051 or -0.9%
Global Small Cap is down by $4,676 or -2.7%
EUR is down to USD by 2.7% for my portfolio its $8,856
GBP is down to USD by 2.3% for my portfolio its $1,945
Total gains: $27,222
 
October 2024 Financial independence journey update
 

Friday, November 1, 2024

Family Budget 2011-2024

 I kept logging my expenses without sharing them for the past three years. Its time to catch up! Here how our family expenses look like over the past 13 years: 

Family budget 2011-2024 - real family, real money. Financial independence

   All figures are in USD.  

Friday, October 4, 2024

September 2024 update ($1,024,556 +$27,537 or +2.8%)

↑ Emerging Markets Stock Index Fund is up by $8,253 or +5.7% 
↑ Eurozone Stock Index Fund is up by $1,801 or +1.0% 
↑ US 500 Stock Index Fund is up by $8,866 or +2.1%
↑Global Small Cap is up by $3,117 or +1.8%
↑Growth fund is up by $558 or +0.7%
↑ EUR is up to USD by 0.9% for my portfolio its $3,021 
↑ GBP is up to USD by 2.3% for my portfolio its $1,921 
Total gains: $27,537

Sunday, September 1, 2024

August 2024 update ($997,019 +$23,735 or +2.4%)

↑ Eurozone Stock Index Fund is up by $2,724 or +1.6% 
↑ US 500 Stock Index Fund is up by $9,855 or +2.4%
↑Global Small Cap is up by $792 or +0.5%
↑Growth fund is up by $1,078 or +1.4%
↑ EUR is up to USD by 2.8% for my portfolio its $8,790 
↑ GBP is up to USD by 2.4% for my portfolio its $1,908 
Total gains: $25,147

↓ Emerging Markets Stock Index Fund is down by $1,412 or -1.0% 
Total losses: $1,412

Saturday, August 10, 2024

July 2024 update ($973,284 +$13,578 or +1.4%)

↑ Eurozone Stock Index Fund is up by $709 or +0.4% 
↑ US 500 Stock Index Fund is up by $4,807 or +1.2%
↑Global Small Cap is up by $10,759 or +6.8%
Total gains: $16,275

↓ Emerging Markets Stock Index Fund is down by $1,074 or -0.7% 
↓Growth fund is down by $1,623 or -2.0%
Total losses: $2,697

July 2024 Financial Independence review

Wednesday, July 3, 2024

June 2024 update ($937,767 +$21,939 or +2.3%)

↑ Emerging Markets Stock Index Fund is up by $8,501 or +6.2%
↑ US 500 Stock Index Fund is up by $20,474 or +5.3%
↑Growth fund is up by $2,132 or +2.7%
Total gains: $31,107

↓ Eurozone Stock Index Fund is down by $3,156 or -1.8%
↓Global Small Cap is down by $3,091 or -1.9%
↓ EUR to USD is down by 0.9% or $2,921
Total losses: $9,168

Saturday, June 1, 2024

May 2024 update ($937,767 +$22,184 or +2.4%)

 ↑Eurozone Stock Index Fund is up by $3,912 or +2.3%
↑ US 500 Stock Index Fund is up by $11,963 or +3.2%
↑Global Small Cap is up by $6,970 or +4.5%
↑Growth fund is up by $1,324 or +1.7%
↑GBP to USD is up by 0.8% or $624
Total gains: $24,793

↓Emerging Markets Stock Index Fund is down by $2,609 or -1.9%
Total losses: $2,609


Friday, May 10, 2024

April 2024 update ($915,583 -$25,026 or -2.7%)

 Emerging Markets Stock Index Fund is up by $2,633 or+1.9%
Total gains: $2,633
 
Eurozone Stock Index Fund is down by $2,644 or -1.5%
US 500 Stock Index Fund is down by $11,963 or -3.1%
Global Small Cap is down by $7,761 or -4.8%
Growth fund is down by $1,819 or -2.9%
↓EUR to USD is down by 0.9% or $2,860
↓GBP to USD is down by 0.8% or $613
Total losses: $27,660

April 2024 Financial Independence

Tuesday, April 2, 2024

March 2024 update ($940,609 +$24,992 or +2.7%)

↑Emerging Markets Stock Index Fund is up by $2969 or+2.2%
↑Eurozone Stock Index Fund is up by $6,946 or +4.2% 
↑US 500 Stock Index Fund is up by $7,905 or +2.1%
↑Global Small Cap is up by $5,457 or +3.5%
↑Growth fund is up by $1,715 or +2.2%
Total gains:$24,992

Financial independence March 2024

Friday, March 1, 2024

February 2024 update ($915,617 +$48,962 or +5.6%)

↑ Emerging Markets Stock Index Fund is up by $7,098 or+4.8%
↑ Eurozone Stock Index Fund is up by $5,399 or +2.9% 
↑ US 500 Stock Index Fund is up by $23,915 or +6.7%
↑ Global Small Cap is up by $5,271 or +3.5%
↑ Growth fund is up by $3,897 or +5.3%
↑ EUR is up to USD by 0.9% or $2,769
↑ GBP is up to USD by 0.8% or $614 
Total gains: $48,962

February 2024 Road to Financial Independence

Thursday, February 1, 2024

January 2024 update ($866,655 -$8,815 or -%1.0)

↑ Eurozone Stock Index Fund is up by $3,393 or +2.2%
↑ US 500 Stock Index Fund is up by $1,000 or +0.3%
↑ Growth fund is up by $1,890 or +2.6%
Total gains: $6,283

↓ Emerging Markets Stock Index Fund is down by $4,632 or -3.5%
↓ Global Small Cap is down by $4,569 or -3.0%
↓ EUR is down to USD by 1.9% or $5,306
↓ GBP is down to USD by 0.8% or $583
Total losses: 15,090

January 2024 financial independence update
January 2024 Financial Independence update.

Tuesday, January 2, 2024

December 2023 Financial independence update ($875,469 +$40,181 or +%4.8)

↑ Emerging Markets Stock Index Fund is up by $3,257 or +2.9%
↑ Eurozone Stock Index Fund is up by $5,102 or +3.3%
↑ US 500 Stock Index Fund is up by $18,092 or +5.4%
↑ Global Small Cap is up by $12,669 or +8.9%
↑ Growth fund is up by $1,060 or +1.5%
Total gains: $40,181

 

December 2023 Financial independence update