Family Budget 2011-2025

 I kept logging my expenses without sharing them for the past three years. It’s time to catch up! Here how our family expenses look like over the past 14 years: 

October 2025 update ($1,306,215 +$86,934 or +7.1%)

↑ Emerging Markets Stock Index Fund is up by $11,653 or +6.4%
↑ Eurozone Stock Index Fund is up by $8,396 or +3.8%
↑ US 500 Stock Index Fund is up by $63,640 or +12.7%
↑ Global Small Cap is up by $1,693 or +0.9%
↑ Growth fund is up by $5,786 or +5.8%
↑ Additional investment savings $2,500
Total gains: $93,669

↓ EUR is down to USD by 0.9% or $3,426 for my portfolio
↓ GBP is down to USD by 3.0% or $2,966 for my portfolio
Total losses: $6,392

September 2025 update ($1,219,281 +$36,901 or +3.1%)

↑ Emerging Markets Stock Index Fund is up by $11,037 or +6.4%

↑ Eurozone Stock Index Fund is up by $3,641 or +1.7%

↑ US 500 Stock Index Fund is up by $14,574 or +3.0%

↑ Global Small Cap is up by $1,968 or +1.0%

↑ Growth fund is up by $3,182 or +3.3%

↑ Additional investment savings $2,500

Total gains: $36,901

 

August 2025 update ($1,182,380 +$25,393 or +18.6%)

↑ Eurozone Stock Index Fund is up by $833 or +0.4%

↑ US 500 Stock Index Fund is up by $9,482 or +2.0%

↑ Global Small Cap is up by $9,428 or +5.2%

↑ Additional investment savings $2,500

↑ EUR is up to USD by 0.9% or $3,301 for my portfolio

↑ GBP is up to USD by 1.5% or $1,436 for my portfolio

Total gains: $26,980

 

↓ Emerging Markets Stock Index Fund is down by $1,353 or -0.8%

↓ Growth fund is down by $234 or -0.2%

Total losses: $1,587

 

July 2025 update ($1,156,987 +$21,632 or +1.9%)

 ↑ Emerging Markets Stock Index Fund is up by $7,709 or +4.6%

↑ Eurozone Stock Index Fund is up by $2,103 or +1.0%

↑ US 500 Stock Index Fund is up by $10,330 or +2.2%

↑ Global Small Cap is up by $2,126 or +1.2%

↑ Growth fund is up by $6,353 or +6.9%

↑ Additional investment savings $2,500

Total gains: $31,121

 

↓ EUR is down to USD by 1.7% or $6,610 for my portfolio

↓ GBP is up to USD by 2.9% or $2,879 for my portfolio

Total losses: $9,489

 

June 2025 update ($1,135,355 +$55,695 or +5.2%)

↑ Emerging Markets Stock Index Fund is up by $3,929 or +2.5%
↑ US 500 Stock Index Fund is up by $22,486 or +5.0%
↑ Global Small Cap is up by $8,066 or +4.7%
↑ Growth fund is up by $1,706 or +1.9%
↑ Additional investment savings $2,500
↑ EUR is up to USD by 4.4% or $16,110 for my portfolio
↑ GBP is up to USD by 3.0% or $2,693 for my portfolio
Total gains: $57,491

↓ Eurozone Stock Index Fund is down by $1,796 or -0.9%
Total losses: $1,796

May 2025 update ($1,079,660 +$59,737 or +5.9%)

↑ Emerging Markets Stock Index Fund is up by $6,461 or +4.3%

↑ Eurozone Stock Index Fund is up by $11,651 or +6.0%

↑ US 500 Stock Index Fund is up by $26,196 or +6.2%

↑ Global Small Cap is up by $9,393 or +5.8%

↑ Growth fund is up by $3,535 or +4.2%

↑ Additional investment savings $2,500

Total gains: $59,737