This is 12th year we are keeping our family budget formally, recording every expense and trying to make sense of it all at the end of the year.
Summary: Target set a year was 80,000. This did not occur. Overspent is about 7,000 (the commute, gardening and cleaning help are excluded. I also discounted the food prices by 3,000). The next year I expect home expenses will be down to their average by 8,000. Miscellaneous expense will stay due to the pet.
Family independence budget over past years per category:I invite to have a look at percentage per category comparison new locations vs. old one. Real life example cost of living comparison Chicago (the USA) vs. Oxford (the UK) based on 12 years’ average (living expenses comparison between the USA and the UK):