↑ Financial independence savings for last month $2,000
↑ Emerging Markets Stock Index Fund is down by $1,843 or +1.2%
↑ Eurozone Stock Index Fund is up by $7,277 or +4.9%
↑ US 500 Stock Index Fund is up by $8,983 or +4.5%
↑ Global Small Cap Index is up by $5,872 or +3.7%
↑ Growth fund is up by 920 or +1.3%
↑ EUR is up USD by $2,736 or +0.9% for my portfolio
Grand total additions: $29,631 USD
Observations:
It has been a good month finishing up the year. A bit of roller-coaster and expect more to come. If inflation adjusted rate of return is 2% for the next 20 years, without additional investment it will grow to $1,200 K. This is not a lot of money but will be enough to have some modest living.
I have been a bit slow on the updates but hopefully will be corrected this year. I have been reading and doing some online course from Harvard, so it should help with the underpinning knowledge going forward.
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