Thursday, October 3, 2019

Family budget 2019 – Family budget over last 11 years.


This is 11th year we are keeping our family budget formally, recording every expense and trying to make sense of it all at the end of the year. 
Financial independence family budgeting for the past 11 years - http://www.niterainbow.com

Wednesday, October 2, 2019

September 2019 update ($514,734 +$12,286 or +%2.4)


Emerging Markets Stock Index Fund is up by $3,362 or +2.9%
Eurozone Stock Index Fund is up by $4,232 or +3.7%
US 500 Stock Index Fund is up by $2,283 or +1.8%
Global Small Cap Index is up by $2,297 or +2.1%
Vanguard FTSE U.K. All Share Index is up by $503 or +2.1%
GBP to USD is up by $633 or +1.7%
Additional cash to invest $1,159 under my pension plan.
Grand total additions: $14,469

EUR is down to USD by $2,183 or -1%
Grand total losses: $2,183
Road to financial independence - my personal progress for September 2019

Saturday, September 7, 2019

August 2019 update ($502,448 -$16,373 or -%3.2)


Additional cash to invest $1,203 under my pension plan.
Grand total additions: $1,203

Emerging Markets Stock Index Fund is down by $4,691 or -3.9%
Eurozone Stock Index Fund is down by $1,436 or -1.2%
US 500 Stock Index Fund is down by $2,163 or -1.7%
Global Small Cap Index is down by $3,900 or -3.4%
Vanguard FTSE U.K. All Share Index is down by $748 or -3.1%
EUR is down to USD by $4,340 or -2%
GBP to USD is down by $303 or -0.9%
Grand total losses: $17,580
My way to financial independence - how to reach it

Saturday, August 3, 2019

June 2019 update ($518,821 +$2,188 or +%0.4)


Emerging Markets Stock Index Fund is up by $1,281 or +1.0%
Eurozone Stock Index Fund is up by $149 or +0.1%
US 500 Stock Index Fund is up by $1,765 or +1.4%
Global Small Cap Index is up by $589 or +0.5%
Vanguard FTSE U.K. All Share Index is up by $550 or +2.3%
Additional cash to invest $3,494 under my pension plan.
Grand total additions: $7,828

GBP to USD is down by $1,326 or -4.0%
EUR is down to USD by $4,314 or -2%
Grand total losses: $5,640
Personal journey to reach financial independence from the very beggining

Monday, July 1, 2019

June 2019 update ($516,633 +$28,734 or +%5.9)


EUR is slightly up to USD by $2,063 or 1%
Additional cash to invest $1,262 under my pension plan
Emerging Markets Stock Index Fund is up by $4,728 or +3.9%
Eurozone Stock Index Fund is up by $5,884 or +5.2%
US 500 Stock Index Fund is up by $8,256 or +7%
Global Small Cap Index is up by $6,206 or +5.8%
Vanguard FTSE U.K. All Share Index is up by $585 or +2.4%
Grand total additions: $28,984

GBP to USD is down by $250 or -0.9%
Grand total losses: $250
June 2019 Financial independence - how to

Saturday, June 8, 2019

May 2019 update ($487,899 -$25,268 or -%4.9)


EUR is slightly up to USD by $2,063  or 1%
↑ Additional cash to invest  $4,032 under my pension plan scheme
Grand total additions: $6,095

Emerging Markets Stock Index Fund is down by $8,565 or -6.8%
Eurozone Stock Index Fund is down by $6,642 or -5.6%
US 500 Stock Index Fund is down by $8,143 or -6.4%
Global Small Cap Index is down by $7,563 or -6.6%
Vanguard FTSE U.K. All Share Index is down by $230 or -0.9%
GBP to USD is down by $220 or -0.8%
Grand total losses: $31,363

How to get to financial independence - http://www.niterainbow.com

Tuesday, May 7, 2019

April 2019 update ($513,167 +$17,838 or +%3.6)


↑ Emerging Markets Stock Index Fund is up by $3,693 or +3.0%
↑ Eurozone Stock Index Fund is up by $5,725 or +5.1%
↑ US 500 Stock Index Fund is up by $4,854 or +4.0%
↑ Global Small Cap Index is up by $3,447 or 3.1%
↑ Vanguard FTSE U.K. All Share Index is up by $79 or +0.3%
Cash to Invest  $2,832
Grand total additions: $20,546

↓ EUR is slightly down to USD by $2,116  or 1%
↓ GBP to USD is down by $592 or -2.6%
Grand total losses: $2,708
How to get to Financial Independence. My personal journey.