Saturday, August 5, 2017

July 2017 update ($447,658 +$17,520 or +4%)


↑ Emerging Markets Stock Index Fund is up by 2,4% or $2,915
↑ Eurozone Stock Index Fund is up by 0.3% or $325
↑ US 500 Stock Index Fund is up by 2.0% or $2,010
↑ Global Small Cap Index is up by 2.2% or $2,253
↑ EUR is up to USD by 4% or $10,018
Grand total additions:  $17,520

Financial independence - real journey - http://www.niterainbow.com

Wednesday, May 31, 2017

May 2017 update ($429,446 +$11,446 or +3%)



Emerging Markets Stock Index Fund is up  by 1.6% or $1,764
Eurozone Stock Index Fund is up by 1.7% or $1,934
US 500 Stock Index Fund is up by 1.3% or $1,342
Global Small Cap Index is up by 0.3 or $301
EUR is up to USD by 3% or $6,102
Grand total additions:  $11,446

Wednesday, May 3, 2017

Financial independence portfolio performance review



I think that benchmarking, when used in the right context is a representative reflection of affairs, especially in finance where it is numbers game. I analyzed my portfolio performance and investment choices made.

These are better presented in a table (all sum of money is in thousands):

2012
2013
2014
2015
2016
2017
Cumulative
21
140
202
215
303
303
Inflation adjusted
22
146
217
236
337
347
S&P500
23
173
265
280
412
440
Yearend value
20.7
141
169
167
316
304

Cumulative:              The invested money added up together.
Inflation adjusted:   The invested money adjusted for the inflation and added up together (as if I would have invested in Treasury Inflation Protected Securities aka TIPS).
S&P500:                     If I would invest money in S&P500 (commissions are not included).
Yearend value:          Value of my portfolio at the end of the year (including received dividends).

Here is the same information presented on a chart and “how and  why” this happened and what to do next.

Wednesday, April 26, 2017

April 2017 update ($390,514 +$10,514 or +3%)


Gazprom shares are up 5% or $5,778
            ↑ iShares core DAX is up 1% or $257
            ↑ iShares Emerging markets Sovereign debt ETF (IEMB ) is up by 1% or $200
            ↑ iShares Emerging markets Corporate debt ETF (EMCR) is up by 1% or $280
            ↑ EUR is up to USD by 2% or $4,961
            ↑ GBP is up to USD by 2% or $715
             Grand total additions:  $12,191
            
            ↓ Company shares are down by 2% or $500
            ↓ Vanguard S&P500 ETF is down by 1% or $803
            ↓ Rosneft shares are down by 4% or $449
             Grand total losses:  $1,752

Sunday, April 2, 2017

March 2017 update ($384,408 -$5,531 or +1%)

Vanguard Emerging markets ETF is up by 1% or $161
  Company shares are up by 1% or $201
Rosneft shares are up by 2% or $225
iShares core DAX wen up 4% or $920
GBP is up to USD by 1%, for my portfolio it is $358
Precious metals are up by 1% or  $531
Grand total additions:  $2,396

Vanguard S&P500 ETF is dow by 1% or $642
Gazprom shares are down 6% or $7,223
iShares Emerging markets sovereign debt ETF (IEMB ) down by $60

Grand total losses:  $7,925

Monday, February 27, 2017

February 2017 update ($389,939 +$3,228 or +1%)

Vanguard Emerging markets ETF is up by 4% or $567
Vanguard S&P500 ETF is up by 4% or $2,993
iShares core DAX wen up 1% or $273
iShares Emerging markets sovereign debt ETF (IEMB )  is up by 2% or $399
iShares Emerging markets  Corporate bonds ETF (EMCR) is up by 1% or $546
Precious metals are up by 3% or $296
Dividends Vanguard Emerging markets  (VFEM) for Q4 2016 - $35
Dividends  Vanguard S&P 500 (VUSA) Q4 2016 - $270
Dividends  iShares EM MRK SOUV BD  - $209
Dividends  iShares EM MRK CORP BD  second quarter benefits - $924
EUR is up to USD by 2%, for my portfolio it is $5,081
GBP is up to USD by 1%, for my portfolio it is $358
Grand total additions:  $11,887

Rosneft shares are down by 19% or $2,205 for my portfolio.
Gazprom shares are down 5% or $5,670
Company shares are down by 3% or $784

Grand total losses:  $8,659

Tuesday, January 31, 2017

January 2017 update ($386,711 -$1,120 or -0.3%)

Vanguard Emerging markets ETF is up by 6% or $882
Rosneft shares went up by 2% or $221 for my portfolio.
iShares core DAX wen up 2% or $378
iShares Emerging markets sovereign debt ETF (IEMB )  is up by 1% or $300
iShares Emerging markets  Corporate bonds ETF (EMCR) is up by 2% or $880
Precious metals are up by 7% or $686
Grand total additions:  $3,347
 
Vanguard S&P500 ETF is down 1% or $945
Gazprom shares are down 2% or $2,835
Company shares are down by 3% or $687
Grand total losses:  $ 4,467