Thursday, May 26, 2016

May 2016 update ($349,281 -$7,507 or -2%)



↑ Accumulated $4,000 USD as part of my annual saving goal for May.
↑ Received additional 12 company shares as part of the dividends reinvested (~ $275).
↑ Dividends Vanguard SPX500 – $ 280 USD  or 1.6% annually.
↑ Vanguard S&P500 is up by $499 USD
↑ Dividends - Emerging markets sovereign debt (iShares EM RMK SOUV BD) – $ 97 USD or 6% annually.
↑ GBP  is slightly recovered to USD - $ 478 USD or 1%
↑ Precisions metals are slightly up $98 USD - 1%.
↑ Emerging markets corporate bond ETF - $ 40 USD
Grand total additions:  $ 5,492 USD

↓ Vanguard emerging markets are down by $500 USD
↓ Gazprom shares are down $8,325 USD
↓ Company shares are down by $1,019 USD
↓ Rosneft  is down by $ 466 USD
↓ DAX composite ETF is down by $200 USD
↓ Emerging markets corporate bond index is down by $260 USD
↓ EUR is lost to USD about 1% or $2,145 USD
Grand total losses:  $ 12,915USD 

Thursday, April 28, 2016

April 2016 update ($356,789 +$33,661 or +10%)



Accumulated $4,000 USD as part of my annual saving goal for April
Vanguard Emerging markets (VFEM) is up by $ 706
Vanguard S&P 500 (VUSA) is up by $1,512
Gazprom shares is up by $19,600
Company shares are down by $3,065
Rosneft shares are up by $1,646
iShares Core DAX up by $ 1,389 USD
iShares Emerging markets sovereign bonds ETF is up by $300
iShares Emerging markets corporate bonds ETF is up by $560
GBP is up to USD, for my portfolio it is $211
Precious metals are down by $679
Grand total additions:  $ 33,661

Grand total losses:  none

Wednesday, April 6, 2016

March 2016 update ($323,128 +$21,513 or +7%)



↑ Accumulated $4,000 USD as part of my annual saving goal for March
↑ Dividends - Vanguard S&P 500 (VUSA)  - $283 USD or 2% annually
↑ Dividends - Emerging markets sovereign debt (iShares EM RMK SOUV BD) - $279 USD or 5% annually
↑ Dividends - Vanguard Emerging markets (VFEM) - $30  USD or 1% annually
↑ Vanguard Emerging markets (VFEM) is up by $ 726
↑ Vanguard S&P 500 (VUSA) is up by $495
↑ Gazprom shares is up by $8,250
↑ Rosneft shares are up by $1,155
↑ iShares Core DAX up by $220 USD
↑ iShares Emerging markets sovereign bonds ETF is up by $660
↑ iShares Emerging markets corporate bonds ETF is up by $1,440
↑ EUR is up to USD, for my portfolio it is $3,761
↑ GBP is up to USD, for my portfolio it is $549
Grand total additions:  $ 21,848
↓ Precious metals are down by $329
↓ Company shares are down by $200
Grand total losses:  $ USD 529

Wednesday, March 2, 2016

Energy Stocks 2016



Energy Prices forecast

2015
2016
2017
2018
2019
2020
Oil $/bbl*
54
55
60
70
86.6
88.3
Oil  $/bbl* (2015 assumptions)
60
70
75
92
95
98
Gas $/mcf
2.9
3.13
3.3
3.9
4.0
4.1
Gas $/mcf (2015 assumptions)
3.4
3.7
3.9
4.5
4.6
4.9
* Brent Oil price
mcf - hundreds cubic feet (North America, Henry Hub).  Inflation assumed at 2% a year.


March 2016 energy stocks review:

Financial Independence review - Energy Companies. Independent - http://www.niterainbow.com
 Conversion factors:

cubic metre of gas (m3 gas) = 0.005896 boe
cubic foot of gas (cf gas)  = 0.00016696 boe
cubic foot of gas (cf gas)  = 0.028317 m3 gas
tonne of LNG (t LNG) = 1,368.40 m3 gas

Friday, February 26, 2016

February 2016 update ($301,615 +$20,123 or +7%)



Accumulated $4,000 USD as part of my annual saving goal for February
Vanguard Emerging markets (VFEM) is up by $425
Vanguard S&P 500 (VUSA) is up by $1,308
Gazprom shares is up by $7,085
Company shares are up by $2,392
Rosneft shares are up by $1,145
iShares Emerging markets sovereign bonds ETF is up by $540
iShares Emerging markets corporate bonds ETF is up by $840
Precious metals are up by $1,246
EUR is slightly up to USD, for my portfolio it is $1,774
Grand total additions:  $20,755

iShares Core DAX lost $632 USD
Grand total losses:  $ USD 632

Monday, February 22, 2016

Assets Allocation


Here is my current allocation at the beginning of respective years:

2013
2014
2015
2016
Aspired
Shares
15%
67%
51%
38%
10%
Index Funds
0%
0%
22%
30%
50%
Bonds
0%
0%
0%
20%
30%
Precious  metals
6%
4%
3%
3%
3%
Cash
79%
29%
24%
9%
7%
 Total, USD K
230
304
273
281

Developed economy
0%
0%
16%
27%
50%
Emerging market
15%
67%
57%
61%
40%
Liquid assets
85%
33%
27%
12%
10%

I am moving in the desired direction and the plan is to keep investing mainly in index funds in developed economies and bond index, this is to balance it towards more stable but less delivering assets. I will also need to reduce my exposure to individual stocks, regardless how attractive they may look.  If I would have extra cash to invest, perhaps I could tolerate elevated risk levels more easily.

Tuesday, January 26, 2016

January 2016 update ($281,248 -$14,288 or -5%)

Accumulated $4,000 USD as part of my annual saving goal for January
I received some additional vested Company shares. Total amount vent from 272 to 624.  The share  price collapsed by 40% over the course of the year, so the increase in the number of shares added  $6,208  to my portfolio.
Received Vanguard S&P 500 (VUSA) – 178 EUR or 1.81% annually.
Received Vanguard Emerging markets (VFEM) – 52.5 EUR or 1.71% annually.
Grand total additions:  $ USD 10,460
 
Vanguard emerging markets ETF lost $1,504 USD
Vanguard S&P 500 ETF lost $3,837 USD
Gazprom shares lost $13,080 USD
Company shares lost $1,831 USD
Rosneft shares lost $801 USD
iShares Core DAX lost $916 USD
EUR lost to USD 1% or $1,774 USD
GBP lost to USD 6% or $1,372
Precious metals lost 2% or $179 USD
Grand total losses:  $ USD 25,294
There is a difference in $546 USD this is attributed to the fact that I spent some GBP to buy ETF nominated in USD.