February 2016 update ($301,615 +$20,123 or +7%)

↑ Accumulated $4,000 USD as part of my annual saving goal for February

↑ Vanguard Emerging markets (VFEM) is up by $425

↑ Vanguard S&P 500 (VUSA) is up by $1,308

↑ Gazprom shares is up by $7,085

↑ Company shares are up by $2,392

↑ Rosneft shares are up by $1,145

↑ iShares Emerging markets sovereign bonds ETF is up by $540

↑ iShares Emerging markets corporate bonds ETF is up by $840

↑ Precious metals are up by $1,246

↑ EUR is slightly up to USD, for my portfolio it is $1,774

Grand total additions:  $20,755

↓ iShares Core DAX lost $632 USD

Grand total losses:  $ USD 632

Assets Allocation

Here is my current allocation at the beginning of respective years:

	2013	2014	2015	2016	Aspired
Shares	15%	67%	51%	38%	10%
Index Funds	0%	0%	22%	30%	50%
Bonds	0%	0%	0%	20%	30%
Precious  metals	6%	4%	3%	3%	3%
Cash	79%	29%	24%	9%	7%
Total, USD K	230	304	273	281
Developed economy	0%	0%	16%	27%	50%
Emerging market	15%	67%	57%	61%	40%
Liquid assets	85%	33%	27%	12%	10%

I am moving in the desired direction and the plan is to keep investing mainly in index funds in developed economies and bond index, this is to balance it towards more stable but less delivering assets. I will also need to reduce my exposure to individual stocks, regardless how attractive they may look.  If I would have extra cash to invest, perhaps I could tolerate elevated risk levels more easily.