February 2016 update ($301,615 +$20,123 or +7%)

↑ Accumulated $4,000 USD as part of my annual saving goal for February

↑ Vanguard Emerging markets (VFEM) is up by $425

↑ Vanguard S&P 500 (VUSA) is up by $1,308

↑ Gazprom shares is up by $7,085

↑ Company shares are up by $2,392

↑ Rosneft shares are up by $1,145

↑ iShares Emerging markets sovereign bonds ETF is up by $540

↑ iShares Emerging markets corporate bonds ETF is up by $840

↑ Precious metals are up by $1,246

↑ EUR is slightly up to USD, for my portfolio it is $1,774

Grand total additions:  $20,755

↓ iShares Core DAX lost $632 USD

Grand total losses:  $ USD 632

  Observations:

-         Market is slightly recovering from string of consecutive losses.  I do not think that it will last very long. Commodity prices are still very low and in overall, emerging markets economies either developed, ones will underperform significantly. Dividends are promising to be lower than last year. My plan is to compensate for it for it with 20% exposure to bonds.

-          My annual savings is promising to be ~ $32K this year.  This is between $24K and $50K, as target.  With dividends, this should make nest egg at around $330K.