Wednesday, April 6, 2016

March 2016 update ($323,128 +$21,513 or +7%)

↑ Accumulated $4,000 USD as part of my annual saving goal for March
↑ Dividends - Vanguard S&P 500 (VUSA)  - $283 USD or 2% annually
↑ Dividends - Emerging markets sovereign debt (iShares EM RMK SOUV BD) - $279 USD or 5% annually
↑ Dividends - Vanguard Emerging markets (VFEM) - $30  USD or 1% annually
↑ Vanguard Emerging markets (VFEM) is up by $ 726
↑ Vanguard S&P 500 (VUSA) is up by $495
↑ Gazprom shares is up by $8,250
↑ Rosneft shares are up by $1,155
↑ iShares Core DAX up by $220 USD
↑ iShares Emerging markets sovereign bonds ETF is up by $660
↑ iShares Emerging markets corporate bonds ETF is up by $1,440
↑ EUR is up to USD, for my portfolio it is $3,761
↑ GBP is up to USD, for my portfolio it is $549
Grand total additions:  $ 21,848
↓ Precious metals are down by $329
↓ Company shares are down by $200
Grand total losses:  $ USD 529

Financial Independence - monthly update March 2016

-         Market is continue to recover from the losses, but the growth is very fragile.  As you could see emerging markets companies are delivering about 1% in dividends. This is mainly due to stronger dollar to their home currencies.  Another contributing factor is that their debt is USD nominated, making it harder to repay.
-         If market will remain at the current mark, by end of August I should reach the annual target of $ 350K.  The same applies to the dividends target of $8K a year.


  1. Congratulations to this great month. I'm amazed at your monthly savings. Keep it up!

  2. Hi eurfi,
    Thank you for stopping by. Considering that what we considering basic needs are covered, it has not been a complicated thing to do. Starting 2017 could be a bit of a challenge until 2022. As percentage as income you are doing much more expiring stuff.
    After initial euphoria back in 2008-2009 it became an apparent that this is a long run and more like a hobby. Many colleagues and friends of mine are merely setting a side 25 % (with help from employer) and do not obsess over their nest egg. If you think of it, $40K a year generates about $1.2 K in passive income a year. It would take 40 years to create any meaningful stream. In the other words just normal retirement.