Financial Independence Annual Goals Achievements – 2013.

These were my goals for the last year:

Financial:

- Accumulate at least $42,000 for investments during 2013, beginning  2014 – Achieved. I have accumulated $47,000.

Year	2008	2010	2011	2012	2013
Money of the day	153,400	119,800	165,600	226,800	298,400
Inflation %		2	3.5	3	4
Cumulative inflation		1.02	1.06	1.09	1.13
2010 money	153,400	117,451	156,967	209,032	265,244

- Continue to diversify the nest egg – Achieved. The nest egg is diversified. I went from 39% in stock market and the rest in cash to 85% in the stock market and 15% in Cash. It will continue to increase, as I am re-building my emergency fund.

- Think about additional source of income – Not achieved. I have been heavily involved in the current job and manage to get some additional work in my time off. This converted in the income that pushed  my investments. Albeit it was short term, undiversified measure.

Blog:

- Regular monthly updates – Achieved.

- To cover  6 themes – Achieved. Rate of Return vs Inflation, Rate of Return on Investment, Energy stocks screening, Portfolio performance, Real Rate of Return, Currency wars. There is additional one – is ready but no published- to buy or not to buy. To be published soon.

Educational:

-  Create list of books to read  & read them- 12 books is minimum- Not achieved. No excuses. Need to make time for it.

-  Publish the books reviews – Not achieved.

Family Budget:

- Stay under $80,000 with the family expenses -  Achieved. The actual expenses was $81,505 which is within margin of accuracy.

- Accumulate $7,000 towards durable goods replacement over 10 years – Achieved. Kept separately.

Be happy.  Run 1,000 miles during the year – Not achieved. Ran only 700 miles. Happiness was intermittent as well. I am generally satisfied with my life.