Real life portfolio performance 2012-2013

There is two ways, how could I look at my portfolio and actions in 2013:

Option 1

Value	Performance indicator		Comments
Absolute return	$, K	%
	6,2	2.7
Relative return	S&P 500, %	Portfolio, %	Missed opportunity due to overexposure to cash.
	30	2.7
Cash accumulated in 2010 money	Planned $, K	Actual $, K	On target.
	40	42
Personal plan in 2010 money	Planned $, K 253	Actual $, K 265	Also the saving were on target I manage to exit damaging emerging market mutual funds

If my 2012 portfolio would stay unchanged:

↑ Vanguard ETF is up by 6,600 USD and dividends are 260 USD, all together 6,860 USD

↑ EUR and GBP are up towards USD, so the gain would be 3,240

↑ Dividends for staying cash 2,500 (at 2%).

↓ Gazprom dividends 860 USD (3000 shares) but the shares lost 2,940 USD. All together loss 2,080 USD

↓ Precisious metals lost almost 4,260 USD

Absolute total return : 6,260 USD gain on 226,600 portfolio or 2.7%. However I did not do it and instead of going cash I bought shares.

Relative total return 2.7% vs. 30% (S&P 500)

Inflation adjusted return 0.7% (Inflation was 2% in 2013 in the USA).

Option 2

However this “unchanged” portfolio is not entirely representative, as I get out of the cash and went into the equities and mutual finds:

↑ Vanguard ETF is up by 6,600 USD and dividends are 260 USD, all together 6,860 USD

↑ Gazprom annual dividends  USD 6,070 ,  3,000 shares from 2012 lost 3,879 USD. Shares bought in 2013 actually went up by 4,650. Total gain USD 6,840

↑Rosneft shares went up b 570 USD and dividends 340 USD. All together 910 USD.

↑ Vanguard 500 Index went up by 3,500 USD

↑ Company shares including dividens went up by 600 USD.

↑EUR is up towards USD for my holdings gain is 6,400 USD

↑GBP went up toward USD for my holdins this meant additional 300 USD

↓ Precious metals lost almost 4,260 USD

Absolute total return  is 21,150 USD on  276,000 USD or 7.7%.

Relative total return 7.7% vs. 30% (S&P 500)

Inflation adjusted return 5.7% (Inflation was 2% in 2013 in the USA).

Value	Performance indicator		Comments
Absolute return	$, K	%
	22	7.7
Relative return	S&P 500, %	Portfolio, %
	30	7.7
Cash accumulated in 2010 money	Planned $, K	Actual $, K	On target.
	40	42
Personal plan in 2010 money	Planned $, K 253	Actual $, K 265	Also the saving were on target I manage to exit damaging emerging market mutual funds

Still no excuse for under performance but it is a little bit brighter!