It has to be highlighted that the change
is for the last 2 months, rather than one.
The portfolio changes:
↑ Accumulate additional $7,000
as part of my annual savings plan ($42,000 a year or $3,500 a month)
↑ Vanguard Energy ETF stocks are up $2,100
↑ Vanguard Energy ETF 2012
dividends were $ 537 or $1.99 per share.
By default bank charged 10% income tax on the dividends, otherwise I
would get $597.
↑ Emerging market mutual funds are up combined $450
↓ Precisions metals lost $1,210
↓ Company & Gazprom shares down combined $930 in spite of
Q4 dividends reinvestment. Gazprom yet to pay dividends for 2012. Projected $0.23
per share - $4.34 or almost 5%.
↓ GBP (£) lost
to USD ($) almost 6% of its value. For me it presented a $4,700 loss.
The UK is lost its AAA rating and the forecast for the middle term period is little to no growth. I expect that GBP (£) will loose some more of its value towards major currencies including the most important one - $.
In overall the results are on target. No breakthroughs but are fully satisfactory.
Nice job on the net worth. I heard about the rating downgrade but I think it's already priced into the £ on the currency markets. The good thing is we might see manufacturing and exports in the UK get stronger now :D
ReplyDeleteHi Liquid! Many thanks for stopping by. On my way to financial independence and freedom every little helps. Although on this occasion I feel that very little effort on my behalf, only some discipline.
DeleteI have to confess - I am somewhat struggling to find inspiration delaying consumption at the current stock market returns.
Nicely done! I always enjoy looking at your screenshots, though I'm more of a lazy man myself, I applaud your reporting.
ReplyDeleteGood job! I don't do enough to track how well (or how badly) my investments do, I'm afraid. I'm pretty anal about keeping track of budget-type stuff, but I haven't gotten into the habit of tracking my investments in the same way.
ReplyDeletePrompt Retirement & OutlierModel - thank you both for the most flattering comments.
ReplyDeleteI could only understand myself how am I doing by putting my results in the tables and words out.
What I came to realize that the only way to achieve financial independence for me is if my investments perform well:
http://www.niterainbow.com/2013/02/key-performance-indicators-kpis-for.html#more
As you could see from the last table in the post additional one percent of return over the years could buy me between 2-3 years early retirement. This is equivalent of investing additional $ 8 K over 20+ years in my case.
However I haven't moved on further than tracking my performance. Hopefully I selected right key performance indicators for my portfolio.
Looks like you had a great month! I love doing my net worth tallies for each month, but I don't break them down into this much detail---perhaps I should :)
ReplyDelete