Here is my current allocation at the beginning of respective years:
|
2013
|
2014
|
2015
|
2016
|
Aspired
|
Shares
|
15%
|
67%
|
51%
|
38%
|
10%
|
Index Funds
|
0%
|
0%
|
22%
|
30%
|
50%
|
Bonds
|
0%
|
0%
|
0%
|
20%
|
30%
|
Precious metals
|
6%
|
4%
|
3%
|
3%
|
3%
|
Cash
|
79%
|
29%
|
24%
|
9%
|
7%
|
Total, USD K
|
230
|
304
|
273
|
281
|
|
Developed economy
|
0%
|
0%
|
16%
|
27%
|
50%
|
Emerging market
|
15%
|
67%
|
57%
|
61%
|
40%
|
Liquid assets
|
85%
|
33%
|
27%
|
12%
|
10%
|
I am moving in the desired direction and the
plan is to keep investing mainly in index funds in developed economies and bond
index, this is to balance it towards more stable but less delivering assets. I
will also need to reduce my exposure to individual stocks, regardless how
attractive they may look. If I would
have extra cash to invest, perhaps I could tolerate elevated risk levels more
easily.