↑ Financial independence savings for last month $2,000
↑ Emerging Markets Stock Index Fund is up by $4,585 or +2.8%
↑ Eurozone Stock Index Fund is up by $3,852 or +2.5%
↑ US 500 Stock Index Fund is up by $5,786 or +3.0%
↑ Global Small Cap Index is down by $1,888 or +2.7%
Grand total additions: $22,010 USD
↑ Financial independence savings for last month $2,000
↑ Eurozone Stock Index Fund is up by $2,011 or +1.3%
↑ US 500 Stock Index Fund is up by $4,417 or +2.3%
↑GBP is up to USD by $1,024 or +1.5% for my portfolio
Grand total additions: $9,452 USD
↓ Emerging Markets Stock Index Fund is down by $11,300 or -6.7%
↓ Global Small Cap Index is down by $1,141 or -0.7%
Grand total loses: $12,441 USD
↑ Financial independence savings for last month $2,000
↑ Emerging Markets Stock Index Fund is up by $5,573 or +3.3%
↑ Eurozone Stock Index Fund is up by $1,723 or +1.1%
↑ US 500 Stock Index Fund is up by $4,245 or +2.3%
↑ Global Small Cap Index is up by $325 or +0.2%
↑ Growth fund is up by $2,377 or +3.4%
Grand total additions: $16,243 USD
↓EUR is down to USD by $10,946 or -3.4% for my portfolio
↓GBP is down to USD by $2,560 or -3.7% for my portfolio
Grand total loses: $13,506 USD
↑ Financial independence savings for last month $2,000
↑ Emerging Markets Stock Index Fund is up by $1,501 or +0.9%
↑ Eurozone Stock Index Fund is up by $4,078 or +2.7%
↑ US 500 Stock Index Fund is up by $1,233 or +0.7%
↑ Global Small Cap Index is up by $1,631 or +1.0%
↑ Growth fund is up by $116 or +0.2%
↑ EUR is up to USD by $5,354 or +1.7% for my portfolio
↑ GBP is up to USD by $1,485 or +2.1% for my portfolio
Grand total additions: $17,398 USD
↑ Financial independence savings for last month $2,000
↑ Emerging Markets Stock Index Fund is up by $777 or +0.5%
↑ Eurozone Stock Index Fund is down by $3,498 or +2.4%
↑ US 500 Stock Index Fund is up by $10,031 or +5.8%
↑ Global Small Cap Index is up by $6,286 or +4.0%
↑ Growth fund is up by $2,353 or +3.6%
↑ EUR is up to USD by $7,891 or +2.6% for my portfolio
↑ GBP is up to USD by $989 or +1.5% for my portfolio
↑ Financial independence savings for last month $2,000
↑ Emerging Markets Stock Index Fund is up by $1,373 or +0.8%
↑ Eurozone Stock Index Fund is down by $4,404 or +3.3%
↑ US 500 Stock Index Fund is up by $1,207 or +0.7%
↑ Global Small Cap Index is up by $7,438 or +5.1%
Grand total additions: $16,423 USD
↓ EUR is down to USD by $2,456 or -0.8% for my portfolio
Total losses: $2,456
So how can I make my goals achievable? I think that I need to scale back. If I can do more -great.
Financial goals:
a. Save 20% on the income - Accumulate $25 K a year.
b. Chose where to invest it and when.
Blog:
a. Regular monthly updates.
b. To cover 6 themes on financial independence.
Educational:
a. Read 3 books from the list.
b. Publish the books reviews.
c. Corporate finances to study in detail.
- Be happy. Run 600 miles during the year. BMI at 26.3 by December. Loose 2.5 pounds a month.
What are your 2021 goals? Is it something you recommend I do more or stop doing?
This extraordinary year came to the end. My portfolio went up by 15%.
Financial goals:
- Save 20% on the income - Accumulate $25 K a year and invest it either in one of the existing funds or new one. – This goal is only partially complete. I accumulated $24 K but not invested. The markets are all time high, so it is no point to invest it now. I have not selected where I want to invest them.
Portfolio:
- Develop additional income source in full, potential reward about $2,000 a year. Target sites to be developed in full this year. This is “make it or break it”. If I am not able to do this year, I will wind down niche sites and focus elsewhere. My personal preference is to make it, despite disproportionate amount of time I might spent. – This did not happen. The main financial independence site generated some income. However, combined niche sites did not reach $2K a year. I need to re-focus the time elsewhere.
Blog:
- Regular monthly updates. – This complete.
- To cover 6 themes on financial independence, including mortgage one. – This goal is complete. Networth change past 10 years, Mutual funds spreading, The rich vs. Poor, Junior ISA, Market Charges, Dividend Aristocrats, Four percent rule.
Educational:
- Read 12 books from the list. – Read only two. One of them is Enough by John Bogle.
- Publish the books reviews. – Complete for the books that I read.
- Corporate finances to study in detail. – This did not occur.
- Be happy. Run 1,000 miles during the year. BMI at 26.3 by December. Loose 2.5 pounds a month. – Ran only 240 miles. I thought that last year with 253 miles the lowest possible one.
What are your 2020 goals? Is it something you recommend I do more or stop doing?
I need to think how to make this year goals smarter and to make
sure that I will complete them. How was your year and the goals achievements?
